CLASSIC LONG program is designed for multiple trips. The insurance premium will be from 32 to 285 U.S. dollars / euros, depending on the period and the host country.
The program is intended for multiple trips with the proviso that the duration of each trip does not exceed 90 days. CLASSIC LONG program does not apply to persons engaged in physical labor, sports.
At conclusion of the insurance contract in accordance with the CLASSIC LONG program, in the event of sudden illness or accident, which occurred with the Insured in the country of temporary residence, the Insurer shall:
a) arrange provision of medical care to the Insured in the country of temporary residence and pay for the costs incurred in connection with it, including the costs for medical advice, emergency care, outpatient and / or inpatient treatment;
b) reimburse the cost of medicines prescribed by the attending physician in the amount not exceeding 30,000 (thirty thousand) tenges;
c) reimburse the costs associated with the provision of emergency dental care, due to the pain-relieving medication of natural tooth, in the amount not exceeding 30,000 (thirty thousand) tenges, namely:
extraction of natural teeth, but not more than 2 at a time, including treatment of pericoronitis, opening an abscess, tooth root resection, suturing;
denervation and removal of tooth pulp at the moderate and deep caries, including the cost of temporary filling materials;
surgical dental care at trauma of dentoalveolar apparatus (jaw dislocations, fractures of the jaw bones) due to an accident.
The exception not covered by insurance is: orthodontics, orthopedics, cosmetology, prosthetics and preparation for it.
d) arrange transfer of the Insured to one of the nearest hospitals in the country of temporary residence;
e) arrange transfer (evacuation) of the Insured by trip transport to the nearest international port of the country of permanent residence;
f) assist the Insured in initiating proceedings to protect his/her rights as a result of an accident, recognized to be the insured one and happened through the fault of a third party, in the amount of expenses incurred by the Insured, but not more than 600,000 (six hundred thousand) tenges;
g) transport the body (repatriation) of the Insured in the event of his/her death from the country of temporary residence to the nearest international port of the country of permanent residence.
In each case, decision to evacuate and select the type of transport is taken by agreement between the Insurer’s physician and the local attending doctor.
The decision on the method of repatriation shall be made by the Insurer. The Insurer shall not cover funeral expenses;
h) in case of hospitalization or death of the Insured, arrange and pay for the costs for return of his/her children under the age of 18 if they are left unattended, from the country of temporary residence to home country. The Insurer reserves the right to use their ticket – to return the ticket at the carrier company and get compensation, or exchange the ticket for an earlier or later date for return of the children;
i) to pay two-way ticket for relatives of the Insured when the Insured person’s staying in hospital for more than 10 calendar days and in case of absence of any family member with him/her, provided that such presence is necessary.