Compulsory Insurance Employee's Accident The Performance Of Labor (Official) Duties

Compulsory Insurance Employee's Accident The Performance Of Labor (Official) Duties


Compulsory civil liability insurance of a carrier towards the passengers

Performed in accordance with the Law of the Republic of Kazakhstan February 7, 2005 № 30-III LRK  «On compulsory civil liability insurance of a carrier towards the passengers» of July 01, 2003.
Compulsory insurance concerns civil liability of carriers – residents of the Republic of Kazakhstan that perform transportation of passengers and their property on railway, marine, inland waterborne, airborne, automobile, and urban electric transport.   
Object of insurance – the carrier’s proprietary interest associated with his obligation to compensate for the harm caused to life, health, and (or) property of passengers during their transportation.
Insurance agreement shall be concluded in a written form on the basis of an application filed by the Insured by issuing an insurance policy.
The agreement is concluded for a period of 12 months and shall not cease to be effective upon the first insured event.

Insurance premium  

#VehicleAnnual insurance premium in MCI 

1Automobile 
1) light motor vehicles, autobuses, minibuses: 
up to 4 passenger seats, including 3
over 4 to 7 passenger seats, including5
over 7 to 16 passenger seats, including11,5
over 16 to 30 passenger seats, including16
over 30passenger seats, including23
2) streetcars, electric buses7
2Airborne  

1) aircrafts: 
up to 50 passenger seats, including400
over 50 to 120 passenger seats990
over 120 to 200 passenger seats2180
over 200 passenger seats3820
2) helicopters135

3Marine 
up to 50 passenger seats, including50
over 50 to 100 passenger seats100
over 100 to 150 passenger seats150
over 150 to 300 passenger seats300
over 300 passenger seats530

4Inland waterborne 
up to 50 passenger seats, including17,5
over 50 to 100 passenger seats35
over 100 to 150 passenger seats50
over 150 to 300 passenger seats90
over 300 passenger seats160
 
The amount of insurance premium for liability of a railway carrier equals 0,2 % of the sum of profit from sold services on transportation of passengers and their property, received (receivable) by the carrier, throughout the territory of the Republic of Kazakhstan during the term of insurance agreement, to be paid in the form of monthly payments from profit received (receivable) per month.
Insurance benefit 
For marine and airborne transportations:
for the harm that was caused to life and health of each person affected and resulted in:
death - 2 000 MCI;
disability:
I group - 1 600 MCI;
II group - 1 200 MCI;
III group - 800 MCI;
severe injury, trauma, or other harm to health without establishment of disability – in the amount of actual expenses on out-patient and (or) in-patient treatment, but not over 200 MCI. In this case the amount of insurance benefit for each day of in-patient care shall equal at least1,5 MCI;
for the harm caused to the property of each person affected, - in the amount of caused harm, but not over 250 MCI;
for railway, inland waterborne, and automobile transportations:
for the harm that was caused to life and health of each person affected and resulted in:
death - 1000 MCI;
disability:
I group - 800 MCI;
II group - 600 MCI;
III group - 400 MCI;
severe injury, trauma, or other harm to health without establishment of disability – in the amount of actual expenses on out-patient and (or) in-patient treatment, but not over 200 MCI. In this case the amount of insurance benefit for each day of in-patient care shall equal at least1,5 MCI;
for the harm caused to the property of each person affected, - in the amount of caused harm, but not over 250 MCI.
The insurance benefit shall be paid by the Insurer within 7 working days after receipt of all the necessary documents.
Deductible franchise according to the insurance agreement equals 5 MCI per one insured event and per each person affected. In cases when the amount of caused harm exceeds the established deductible amount the insurance benefit shall be paid in full amount.
Insurance benefit for the harm caused to the affected person’s life and health shall be paid without deductible franchise application.